The world is finally seeing the power of the internet and the new phone technologies in the face of enormous protest revolutions in repressed countries around the world bringing dictators tumbling down by cell phone.  The human desire to have a phone, and internet contact, is greater than the fear of a repressive government or thugs who want isolate and beat the...

If you are a mortgage loan officer the big mystery you must solve to be successful is, “What is it that Realtors want from a Loan Officer?” As a newbie or green pea loan officer you sit in awe of the top producing Loan Officers who joke with their realtors and will even tell their Realtors, “No, ” or “Be patient”, or,...

A simple visit to any retirement class will reveal the destruction of the small gains simple folks have made in trying to put together a retirement for themselves. The elimination of property appreciation from the American homeowners landscape took with it the hopes of most folks to retire any time soon. The percentages show us that most retired folks are trying to...